Insurance agencies use many tools to run their business. Most were not built to solve one specific problem.
Knowing where a commercial risk belongs before submission.
Below is how Insurigence compares to common categories of insurance software agencies already know.
These platforms are agency management systems. They store policies, documents, billing, and servicing data after placement.
Insurigence focuses on placement decisions before submission. It evaluates risk, supports standard vs E&S decisions, and helps teams understand market fit.
CRMs manage leads, pipeline, tasks, and communication. They help producers track sales activity.
Insurigence evaluates risk characteristics and placement viability. It does not track deals or contacts.
Carrier portals reflect one carrier's underwriting appetite and rules.
Insurigence is market agnostic. It helps agencies understand overall market direction before choosing which carriers to approach.
Many agencies rely on notes, memory, and informal guidelines built over time.
This approach is difficult to maintain, inconsistent across teams, and hard to scale.
Insurigence creates a centralized, structured decision framework that works across offices and experience levels.
Some tools attempt to replace underwriting decisions with automation.
This often raises compliance concerns and trust issues with agencies and carriers.
Insurigence provides decision support, not automated underwriting or binding.
Insurigence complements existing systems.
It fits between intake and carrier quoting to help agencies:
Reduce declinations
Improve placement efficiency
Scale consistency without replacing core systems