Frequently asked questions

What does Insurigence do?

Insurigence is commercial insurance appetite and placement intelligence software.

It helps agencies evaluate risk, determine standard versus E&S market direction, identify realistic carrier profiles, and communicate placement decisions clearly before submission.

Does Insurigence quote insurance?

No.

Insurigence does not quote pricing, provide bindable terms, or replace carrier underwriting.

All pricing, underwriting, and binding decisions remain with carriers and licensed insurance professionals.

Is Insurigence an AMS or CRM?

No.

Insurigence is not an agency management system or CRM, and it is not designed to replace either.

It complements existing systems by sitting between intake and carrier quoting.

Who is Insurigence built for?

Insurigence is built for:

• Independent commercial insurance agencies
• Wholesale brokers and MGAs
• Program administrators
• Growing teams that need consistent placement guidance

How does Insurigence help reduce declinations?

Insurigence helps teams evaluate risk earlier, identify misalignment before submission, and focus on markets that are more realistic for the risk profile.

This reduces wasted submissions and improves overall placement efficiency.

Does Insurigence replace professional judgment?

No.

Insurigence supports licensed professionals by providing structure and insight. Final decisions always remain with the agency and carrier.

Is Insurigence compliant with insurance regulations?

Yes.

Insurigence is designed as decision support software. It does not perform regulated activities such as quoting, underwriting authority, or binding coverage.

How long does implementation take?

Most agencies can begin using Insurigence quickly, with minimal disruption to existing workflows.

Exact timelines depend on agency size and configuration.

Can Insurigence be customized?

Yes.

Insurigence is designed to adapt to different agency workflows, risk types, and internal processes.

How do we get started?

The best way to get started is to request a demo.