Why Insurigence
Commercial insurance placement has become more complex, not less. Carrier appetites shift. Risks are scrutinized more closely. Teams are under pressure to move faster with fewer mistakes.
Insurigence exists to bring clarity, consistency, and confidence to commercial insurance placement decisions.
Built around real agency problems
Agencies struggle with the same challenges every day:
- Submitting risks that were never viable
- Unclear standard versus E&S decisions
- Dependence on a few experienced individuals
- Inconsistent guidance across teams
- Difficulty explaining placement decisions to insureds
Insurigence was built specifically to solve these problems, not to replace existing systems or workflows.
Placement intelligence, not hype
Insurigence does not promise automated underwriting or instant answers.
Instead, it provides structured intake, risk evaluation, and appetite guidance that supports licensed professionals in making better decisions earlier in the process.
This keeps judgment where it belongs. With the agency.
Designed to reduce declinations
Every declination costs time, credibility, and momentum. Insurigence helps agencies:
- Identify misaligned risks earlier
- Avoid unrealistic submissions
- Focus on markets that make sense
- Improve carrier relationships over time
Better submissions lead to better outcomes.
Consistency at scale
As agencies grow, consistency becomes harder to maintain.
Insurigence provides a shared framework for evaluating and placing risk so that decisions do not depend on who happens to be available or how long they have been in the industry.
This supports growth without sacrificing quality.
Clearer communication with insureds
Insureds expect transparency. Insurigence helps agencies explain:
- Why a risk was placed in a certain market
- Why some carriers were not approached
- What options are realistic
- How coverage decisions were made
Clear explanations build trust and reduce friction.
Built for compliance and trust
Insurigence does not quote pricing, bind coverage, or replace licensed professionals.
The platform provides guidance only. All final placement decisions remain with the agency and carrier.