Commercial Insurance Appetite Intelligence
Make placement decisions with confidence
See how Insurigence helps commercial insurance teams reduce declinations, improve placement efficiency, and communicate more clearly with insureds.
Placing commercial risk shouldn't rely on tribal knowledge
Commercial insurance teams waste time submitting risks to carriers that will never write them. Decisions about standard versus E&S often depend on who happens to be available, what they remember, or what worked last time.
Declinations slow everything down. Insureds get frustrated. Producers lose momentum.
Insurigence brings structure, consistency, and clarity to one of the most critical steps in the commercial insurance workflow.
Clarity before you submit
Insurigence sits between intake and carrier quoting. It evaluates structured risk data, analyzes key exposure signals, and helps agencies understand where a risk realistically belongs before time is wasted on submissions.
This is not quoting. It is placement intelligence that supports licensed judgment and improves outcomes.
How It Works
Structured Intake
Capture the details that actually matter for underwriting and appetite evaluation, not just basic application data.
Risk Evaluation
Insurigence analyzes operational, exposure, and classification factors to assess risk complexity and market direction.
Market Guidance
Understand whether a risk aligns better with standard or E&S markets, and which carrier profiles are realistic.
Proposal Support
Generate professional, easy-to-understand proposals that clearly explain coverage options and placement decisions.
What agencies gain with Insurigence
- Fewer carrier declinations and wasted submissions
- Faster placement decisions with more confidence
- Consistent guidance across teams and offices
- Clearer explanations to insureds
- Less reliance on tribal knowledge
- Better producer and account manager alignment
Built for commercial insurance agencies
Insurigence is designed for independent agencies, wholesalers, and program administrators handling complex commercial risks. Whether you are onboarding new producers, scaling a growing book, or trying to standardize placement decisions across teams, Insurigence provides structure without replacing professional judgment.
Your expertise drives the final decision
Insurigence does not quote pricing, bind coverage, or replace licensed insurance professionals. The platform provides guidance and intelligence to support better decisions, not automated underwriting or carrier commitments. Final placement decisions always remain with the agency and carrier.
Make placement decisions with confidence
See how Insurigence helps commercial insurance teams reduce declinations, improve placement efficiency, and communicate more clearly with insureds.